/* Burkholz Insurance Agency — shared styles */

@import url('https://fonts.googleapis.com/css2?family=Source+Serif+4:opsz,wght@8..60,400;8..60,600;8..60,700&family=IBM+Plex+Sans:wght@400;500;600&display=swap');

:root {
  --ink: #1C2B39;
  --parchment: #F7F3EA;
  --brick: #8C3A2B;
  --brick-dark: #702D22;
  --slate: #4B5A63;
  --line: #D8D0BF;
  --white: #FFFFFF;
  --max: 1040px;
}

* { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  margin: 0;
  background: var(--parchment);
  color: var(--ink);
  font-family: 'IBM Plex Sans', -apple-system, BlinkMacSystemFont, Segoe UI, sans-serif;
  line-height: 1.55;
  -webkit-font-smoothing: antialiased;
}

h1, h2, h3 {
  font-family: 'Source Serif 4', Georgia, serif;
  font-weight: 600;
  line-height: 1.2;
  margin: 0 0 0.5em;
  color: var(--ink);
}

h1 { font-size: clamp(2rem, 4vw, 2.9rem); font-weight: 700; }
h2 { font-size: clamp(1.4rem, 2.6vw, 1.8rem); margin-top: 2.4em; }
h3 { font-size: 1.15rem; margin-top: 1.8em; }

p { max-width: 68ch; }

a { color: var(--brick); text-decoration-thickness: 1px; text-underline-offset: 3px; }
a:hover { color: var(--brick-dark); }
a:focus-visible, button:focus-visible, input:focus-visible {
  outline: 2px solid var(--brick);
  outline-offset: 3px;
}

.wrap {
  max-width: var(--max);
  margin: 0 auto;
  padding: 0 24px;
}

/* Header */
.site-header {
  border-bottom: 1px solid var(--line);
  background: var(--parchment);
}
.site-header .wrap {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  padding-top: 22px;
  padding-bottom: 22px;
  flex-wrap: wrap;
}
.brand {
  font-family: 'Source Serif 4', serif;
  font-weight: 700;
  font-size: 1.25rem;
  color: var(--ink);
  text-decoration: none;
}
.brand span { color: var(--brick); }
nav.primary-nav ul {
  list-style: none;
  display: flex;
  gap: 28px;
  margin: 0;
  padding: 0;
  flex-wrap: wrap;
}
nav.primary-nav a {
  color: var(--ink);
  text-decoration: none;
  font-size: 0.95rem;
  font-weight: 500;
  border-bottom: 1px solid transparent;
}
nav.primary-nav a:hover { border-bottom-color: var(--brick); color: var(--brick); }

/* Hero / two-column */
.hero {
  padding: 56px 0 64px;
  border-bottom: 1px solid var(--line);
}
.hero-grid {
  display: grid;
  grid-template-columns: 1.05fr 0.95fr;
  gap: 56px;
  align-items: start;
}
.hero-copy .eyebrow {
  color: var(--slate);
  font-size: 0.95rem;
  margin: 0 0 14px;
}
.hero-copy ul.points {
  list-style: none;
  padding: 0;
  margin: 24px 0 0;
  border-top: 1px solid var(--line);
}
.hero-copy ul.points li {
  padding: 14px 0;
  border-bottom: 1px solid var(--line);
  color: var(--slate);
}
.hero-copy ul.points li strong { color: var(--ink); font-weight: 600; }

/* Form panel */
.form-panel {
  background: var(--white);
  border: 1px solid var(--line);
  padding: 32px;
}
.form-panel h2 {
  margin-top: 0;
  font-size: 1.4rem;
}
.form-panel .sub {
  color: var(--slate);
  font-size: 0.92rem;
  margin-top: -8px;
  margin-bottom: 24px;
}
.field {
  margin-bottom: 18px;
}
.field label {
  display: block;
  font-size: 0.9rem;
  font-weight: 600;
  margin-bottom: 6px;
}
.field input[type="text"],
.field input[type="tel"],
.field input[type="email"] {
  width: 100%;
  padding: 11px 12px;
  border: 1px solid var(--line);
  background: var(--parchment);
  font-family: inherit;
  font-size: 0.98rem;
  color: var(--ink);
}
.field input:focus {
  background: var(--white);
}

.consent-field {
  display: flex;
  gap: 12px;
  align-items: flex-start;
  padding: 16px;
  background: var(--parchment);
  border: 1px solid var(--line);
  margin: -4px 0 22px;
}
.consent-field input[type="checkbox"] {
  margin-top: 3px;
  width: 18px;
  height: 18px;
  flex-shrink: 0;
  accent-color: var(--brick);
}
.consent-field label {
  font-size: 0.86rem;
  color: var(--slate);
  line-height: 1.55;
  font-weight: 400;
}
.consent-field label a { color: var(--brick); }

button.submit {
  width: 100%;
  background: var(--brick);
  color: var(--white);
  border: none;
  padding: 14px 20px;
  font-family: inherit;
  font-size: 1rem;
  font-weight: 600;
  cursor: pointer;
}
button.submit:hover { background: var(--brick-dark); }

.required-note {
  font-size: 0.78rem;
  color: var(--slate);
  margin-top: 14px;
}

/* Coverage grid */
.coverage {
  padding: 64px 0 72px;
  border-bottom: 1px solid var(--line);
}
.eyebrow.center {
  text-align: center;
  color: var(--brick);
  font-weight: 600;
  font-size: 0.82rem;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  margin: 0 0 12px;
}
.coverage-title {
  text-align: center;
  margin: 0 auto 12px;
  max-width: 30ch;
}
.coverage-sub {
  text-align: center;
  color: var(--slate);
  max-width: 52ch;
  margin: 0 auto 40px;
}
.coverage-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
}
.coverage-card {
  background: var(--white);
  border: 1px solid var(--line);
  padding: 26px 24px;
}
.coverage-icon {
  width: 44px;
  height: 44px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: var(--parchment);
  border: 1px solid var(--line);
  color: var(--brick);
  margin-bottom: 16px;
}
.coverage-icon svg { width: 22px; height: 22px; }
.coverage-card h3 {
  margin: 0 0 8px;
  font-size: 1.08rem;
  padding-bottom: 10px;
  border-bottom: 2px solid var(--brick);
  display: inline-block;
}
.coverage-card p {
  color: var(--slate);
  font-size: 0.92rem;
  margin: 0;
}

/* Content pages */
.content-page {
  padding: 56px 0 80px;
}
.content-page .updated {
  color: var(--slate);
  font-size: 0.9rem;
  margin-top: -6px;
}
.content-page section {
  border-top: 1px solid var(--line);
  padding-top: 28px;
  margin-top: 28px;
}
.content-page section:first-of-type {
  margin-top: 36px;
}
.content-page ul {
  color: var(--ink);
}
.content-page li { margin-bottom: 8px; }
.callout {
  background: var(--white);
  border: 1px solid var(--line);
  border-left: 4px solid var(--brick);
  padding: 20px 24px;
}
.contact-block {
  background: var(--white);
  border: 1px solid var(--line);
  padding: 24px;
}
.contact-block p { margin: 4px 0; }

/* Footer */
.site-footer {
  border-top: 1px solid var(--line);
  background: var(--ink);
  color: #C9D2D8;
  padding: 40px 0;
}
.site-footer .wrap {
  display: flex;
  justify-content: space-between;
  gap: 24px;
  flex-wrap: wrap;
  align-items: flex-start;
}
.site-footer a { color: #E8DFCB; }
.site-footer .agency-name { color: var(--white); font-weight: 600; font-family: 'Source Serif 4', serif; font-size: 1.05rem; }
.site-footer .footer-links ul {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  gap: 22px;
  flex-wrap: wrap;
}
.site-footer p.fine {
  font-size: 0.82rem;
  color: #9AA7AE;
  margin-top: 16px;
}

@media (max-width: 900px) {
  .coverage-grid { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 780px) {
  .hero-grid { grid-template-columns: 1fr; gap: 36px; }
  .form-panel { padding: 24px; }
  nav.primary-nav ul { gap: 16px; }
  .site-footer .wrap { flex-direction: column; }
}

@media (max-width: 560px) {
  .coverage-grid { grid-template-columns: 1fr; }
}